Knowing how much car you can comfortably afford is an important first step in your car-buying journey, whether you're visiting our local dealership or shopping online. We have tools available that allow you to calculate your estimated car payments by changing the down payment amount, your preferred term length and more. This will give you a ballpark idea of how much you can spend on a car, so when you browse through our inventory, you're looking at vehicles that are easily within your budget.

The second step to buying a car online is to find your ideal fit. CarSwap has a huge selection of used cars for sale near Brandon, making it easy to find exactly what you're looking for. Whether you want a low-mileage Audi SUV or an affordable commuter car, our inventory has something for everyone. You can find a long list of brands, body styles and prices in our inventory, all while you browse online.

Do you have a trade-in to put toward your purchase? A trade-in is a great way to reduce the cost of a new-to-you ride and can count towards your down payment, reducing the amount you have to borrow and saving you money in interest over the course of a car loan. Larger down payments can also help you qualify for more favorable loan terms and interest rates, making a trade-in even more important for ensuring low monthly payments. Easily value your trade-in online to get an estimate of your car's worth!

Now that you've chosen your desired vehicle from the pool of models within your budget and received a trade-in valuation, it's time to use our car payment calculator to see what your car payment could be. While your actual car payment will also be impacted by the used car loan you secure, taxes and other related fees, you can get a pretty accurate estimate of what your car payment will look like.

The last step to buying a car online is to secure auto financing in South Dakota. You can apply for financing online. Our secure credit application will require some information from you, so be sure to have your personal information and employment details handy. If you're buying a car with a cosigner, there is also space to include their information as well.