Vehicle service contracts

Buying a vehicle is a major financial commitment, and protecting that investment simply makes sense. Modern vehicles are more advanced and reliable than ever, but even the best engineering cannot prevent every unexpected repair. When something does go wrong, what matters most is fast, accurate service that gets you back behind the wheel without unnecessary stress. That is why our claims process is structured to deliver clear communication and efficient support from start to finish.

Every one of our service contracts provides coverage across the United States and Canada, giving you confidence wherever the road takes you. You can select the term and level of protection that align with your driving habits, ownership plans, and budget. While we hope you never need to use your coverage, having a service contract gives you added peace of mind when traveling.

We offer four tiers of protection, ranging from essential powertrain coverage to comprehensive, exclusionary plans. Our highest level of coverage protects nearly every component of your vehicle, except for items specifically listed as exclusions in the agreement. With flexible options designed to suit a variety of drivers, it is easy to choose a plan that fits your needs and keeps your vehicle protected for the long haul.

Basic

Powertrain advantage care

  1. Engine
  2. Transmission
  3. Drivetrain Assembly

Good

Vehicle value care

Includes basic coverage plus:

  1. Suspension
  2. Front-Wheel Steering
  3. Brakes
  4. Electrical
  5. Air Conditioning & Heating
  6. Fuel System
  7. Cooling System

Better

Mechanical advantage care

Includes good coverage plus:

  1. Interior Electronics
  2. Powertrain Electronics
  3. ABS Brakes
  4. Convenience Accessories
  5. Vehicle Hardware

Best

Automotive preferred care

Top-of-the-line coverage.

Includes all parts ranging from the engine and transmission to audio equipment and video hardware

Except for specifically excluded parts, services and conditions. See contract for details.

Benefits

Wide range of service contract options

No exclusions for normal wear and tear

Multiple deductible options to choose from

Repair facilities throughout the U.S. and Canada

Option to extend coverage before contract term expires

No exclusions for covered pre-existing conditions

Program description for new, near-new and used vehicles

Automotive preferred care

Coverage includes any parts, services, or conditions not expressly listed as exclusions in the agreement. This level of protection is available for most vehicles with up to 125,000 miles at the time of purchase, making it a strong option for drivers seeking broad, dependable coverage.

Mechanical advantage care

This plan represents the highest level of protection offered within stated-component coverage, delivering extensive support for a wide range of covered systems and parts. It is available for most vehicles with up to 125,000 miles at the time of purchase, offering robust coverage for drivers who want greater confidence on the road.

Vehicle value care

This plan delivers budget-friendly protection that focuses on the vehicle’s primary component groups, offering practical coverage at an accessible price point. It is available for most vehicles with up to 150,000 miles at the time of purchase, making it a smart option for drivers seeking essential protection without stretching their budget.

Program description for used vehicles

Certified+Plus Care

These service contracts are reserved for vehicles that have been inspected, dealer-certified, and backed by an extended limited powertrain warranty through the manufacturer’s certification program. Two coverage levels are available: Preferred and Advantage, both of which extend protection for vital components such as the engine, transmission, and drivetrain beyond the original factory warranty.

Powertrain Advantage Care

This entry-level plan provides cost-effective protection for specified engine, transmission, and drivetrain components. Available for most vehicles with up to 150,000 miles at the time of purchase, it helps manage the expense of unexpected repairs while offering extra confidence for daily driving. The coverage is designed to support dependable performance without adding unnecessary cost.

Please see the actual contract for terms, conditions, limits of liability, exclusions, and state-specific provisions that may change your coverage and/or benefits.

Additional Benefits

In addition to paying for covered repairs, CNA National service contracts include these benefits:

  1. Towing and emergency roadside assistance
  2. Travel and lodging reimbursement
  3. Rental car reimbursement

Who Needs a VSC?

Modern vehicles are packed with advanced technology, and that innovation has made repairs more complex than ever. Even routine fixes now demand specialized tools and training, which drives up both parts and labor costs. In many cases, a single unexpected repair can cost more than the price of a service contract.

Staying on top of scheduled maintenance is essential, but even well-cared-for vehicles can experience sudden mechanical failures. As cars age and mileage climbs, the likelihood of breakdowns naturally increases. A vehicle service contract helps protect you from those surprise expenses, providing continued coverage after the manufacturer’s basic warranty ends, which is often when you need protection the most.